Loans for every family.

Manufactured home loans

With over 50 years of experience, Vanderbilt Mortgage knows manufactured home loans.

Clayton

Find one of our home partners near you.

Clayton Homes Knoxville

4606 Clinton Hwy, Knoxville, TN 37912 (6.15mi)
(865) 688-6110View homes
Jesse Burris

Jesse Burris

Vanderbilt loan officer

NMLS #2663505

Contact Jesse

Freedom Homes Alcoa

2628 Alcoa Hwy, Alcoa, TN 37701 (6.97mi)
(865) 970-7355View homes
Landon Raby

Landon Raby

Vanderbilt loan officer

NMLS #2577280

Contact Landon

Oakwood Homes Powell

7131 Clinton Hwy, Powell, TN 37849 (7.11mi)
(865) 933-3495View homes
LaTisha Sudderth

LaTisha Sudderth

Vanderbilt loan officer

NMLS #2731926

Contact LaTisha

Own land? Skip the down payment.

Find out how

Manufactured home mortgage calculator

Find a payment that works for you.

Calculate your monthly payment with our Manufactured Home Mortgage Calculator. Use it to figure out your payment, compare your options, and plan ahead before you apply. Calculator results are only estimates.

What is the purchase price?

$50k$500k

What's the right home for you?

What's your credit score?

Where do you plan to put your home?

Where are you buying and placing your home?

Estimated monthly payment

$1,509.70
Monthly payment
0%
RATE
11.533%
APR
11.792%
DOWN PAYMENT
$0
LOAN AMOUNT
$150,000.00
TERM
27yrs

Monthly payments listed are estimates only. Estimated payments, rates, & terms may vary based on placement and depending on verified credit history and income. This is not a credit decision or commitment to lend. Not all applicants will qualify. There are additional costs to buying a home that may not be reflected in this calculator.

$1,434.22
Monthly payment
5%
$7,500 down
$1,358.73
Monthly payment
10%
$15,000 down
$1,222.66
Monthly payment
20%
$30,000 down
$993.41
Monthly payment
35%
$52,500 down
A couple on the front steps of their manufactured home

We make home buying easier to understand.

Home buying guides

Steps of the home loan process

The home loan process can be complex, so we break down each step of the process to help you get closer to your dream of owning a home.

Learn how to qualify
A couple in the kitchen of their manufactured home

3 main factors home lenders consider

Find out more
A couple walking toward their manufactured home

A guide to down payments

Learn how it works

Customer testimonial

Mark • North Carolina

“Applying with Vanderbilt was easy…”

I have had an opportunity in my life to apply for several home loans. Applying with Vanderbilt was easy, convenient, and every person that I have dealt with has been very friendly and professional. I would recommend Vanderbilt to any home buyer knowing that you will be treated fairly and with respect…